United Bank & Trust
Personal/Small BusinessLoginBusiness BankingLogin

Business Banking


Commercial Deposit Services

United Bank & Trust has the financial products and services you need to manage your business. You will work with experienced professionals who know the importance of service. We will respond to your needs quickly and accurately…we know how much your employees and your customers depend on us! 

Contact a New Account Representative at (641)753-5900 or email us.

 

Small Business Checking

  • No monthly fee by maintaining a $500 minimum daily balance*
  • 100 free items (excess items $0.25 each)
  • Monthly statements with check images

*If balance falls below $500, a low $5 monthly fee will be assessed. 

Apply Now

 

Business Checking with Interest

  • Available for qualifying sole proprietors and nonprofit organizations
  • No monthly fee by maintaining a $2,500 minimum daily balance or a $5,000 average monthly balance*
  • Activity charges of $0.10 per item (includes debits, credits and deposited items)
  • Monthly statements with check images
  • Interest based on a tiered rate and the average balance

*If the balance falls below requirement, a $10 monthly fee will be assessed.

Apply Now

 

Commercial Checking

  • Monthly fee of $10.00
  • Activity charges of $0.10 per item (includes debits, credits and deposited items)
  • Balances used to offset activity charges
  • Monthly statements and check images

Apply Now

 

Business Money-Market

A United Bank & Trust commercial money market account provides both liquidity and a great return.

  • No monthly fee by maintaining a $2,500 minimum daily balance or a $5,000 average monthly balance*
  • 100 free items (excess items $0.25 each)
  • Unlimited In-Bank and ATM Transfers
  • Limited Check Writing Privileges
  • Monthly statements with check images
  • Interest based on a tiered rate and the average collected balance

* If the balance falls below $2,500 daily or $5,000 average monthly, a $10.00 monthly fee will be assesed. 

Apply Now

 

Commercial Savings

  • No monhtly fee by maintaining $100 minimum balance*
  • Preauthorized, automatic, telephone and online transfers are limited to six per month.
  • $1.00 per debit after five debits per month
  • Interest bearing
  • Monthly statements and check images

Apply Now