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Loan Services


Home Equity Lines of Credit

A home equity line of credit from United Bank & Trust is a flexible credit line, available to you anytime. Enjoy access to greater buying power, based on the equity you've earned through your home ownership. Imagine the possibilities!

  • Variable-rate financing
  • Funds are available when you need them
  • Repayment is based on the amount of credit outstanding
  • Up to 85% combined loan-to-value financing available
  • Interest may be tax deductible*
  • Easy access - Advance funds from your credit line to your checking account through Touch Tone Teller, Internet Banking, or a call to your loan officer
  • Also serves as overdraft protection to your United Bank & Trust checking account

*In many cases, interest paid on a home equity line of credit is tax deductible. Consult your tax advisor regarding tax advantages. Property insurance is required on all home equity lines of credit.

Loan Resources

NMLS Registry Information for United Bank & Trust Mortgage Loan Originators

Set up an appointment to meet with a loan officer. Email or call (641)753-5900.