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Personal Banking

CD's (Certificates of Deposit)

A Certificate of Deposit from United Bank & Trust offers you a unique investment opportunity with greater earning potential and added security. CD's are a guaranteed investment and growing source of interest that you can easily convert into cash. They offer higher rates than a regular savings account. Put your money to work for you!

Here is how a CD works:

  • Purchase a CD with a fixed sum of money ($1,000.00 minimum) for a fixed period of time - this can range anywhere from six months up to five years, whichever is convenient for you.
  • Interest accumulates over time through compounding.
  • When you cash in your CD at its maturity date, you receive the money you originally invested plus the compounded interest.

For more information email or call (641)753-5900



Each depositor is insured to at least $250,000. View the FDICs website for more information. ( Federal Deposit Insurance(FDIC) )