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Personal Banking

Money Market Accounts

Money Market accounts allow you to keep your funds liquid while earning a rate of return for a short term investment.  

  • No monthly fees assessed by maintaining a $2,500 minimum daily balance, or a $5,000 monthly balance*
  • Balance earns competitive market interest rates
  • Unlimited cash withdrawals and in-bank transfers
  • Mobile Banking, Internet Banking, and Touch Tone Teller access 
  • Check images available with online or paper statements 
  • Limited Transactions**

*If balance is between $500 and $2,500, there is a $5.00 monthly fee. For balances below $500, there is a $10.00 monthly fee.

**Money Market Limitations - Debit transactions are limited to six per month.  Debit transactions include: checks, transactions made with a debit card, ACH debits, automatic transfer debits, telephone transfer debits, Touch Tone Teller transfer debits, Internet Banking debits. The following transactions are unlimited: Automatic payments made to United Bank & Trust, transfers or withdrawals made by mail, ATM or in person.

For more information email or call (641)753-5900.



Each depositor is insured to at least $250,000. View the FDICs website for more information. ( Federal Deposit Insurance(FDIC) )