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Privacy and Security




ID TheftSmart now offers two solutions, ID Restoration and Credit Monitoring


ID Restoration is your answer in the event that your identity is compromised. Investigators with work on your behalf to restore and preserve your identity. With ID Restoration, your investigator handles the process for you:

  • Confirm idenity fraud and determine its nature and scope
  • Assit in obtaining a police report
  • Prove a tri-merged credit report and perfrom full non-credit searches
  • Work on your behalf until ALL identity theft issues have been verifiably resolved
  • Place seven-year fraud victim statements with credit reporting agencies, when applicable

ID Restoration is $2.00 per household/per month*



Credit Monitoring with ID Restoration is designed to provide alerts if you ever experience unusual activity on your credit report. Through this service, you will receive alerts when one of the following activities is detected:

  • New account opening
  • Credit inquiries
  • Payment delinquency
  • Public record changes
  • Change of address

Alerts are available online via email or offline via mail. Online delivery alerts are provided on a daily basis and notification of no activity is delivered on a monthly basis (to sign up for online alerts, please visit www.idintegrity.com). Offline alerts are provided on a monthly basis and notification of no activity is delivered on a quarterly basis.


Credit Monitoring is $5.00 per person/per month*

This fee also includes the ID Restoration Service for the entire household


*Fees will be automatically deducted from your United Bank & Trust bank account monthly.