Leasing Services

Leasing Services

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Unlike in the past, businesses and government entities can now get all of their leasing needs met at their community bank. Our leases are relationship based, not transaction based.  No longer are there large fees and penalties around each corner.  We are at the forefront of providing businesses with capital to grow and expand.  Leasing builds on our commitment to provide you with the financial tools you need to succeed.

  • Tax Lease - A tax lease is structured to provide the leasing company with equipment ownership, and along with it all depreciation benefits.  In return, your lease payments are fully deductible.  The documentation for a tax lease is designed to conform to all related guidelines.

  • Capital Lease - A capital lease, or finance lease, is structured to pass all ownership benefits to you , including depreciation.  The interest portion of your lease payment is deductible, along with your depreciation expense.  Such leases commonly have a $1.00 purchase option at expiration.

Leasing Options

  • 100% financing
  • No down payment required
  • Variable payment terms for seasonal customers
  • Most leases can be structured to meet tax objectives
  • Fixed rate for the lease term
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