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United Bank & Trust is your partner when it comes to your business or farming operation.  Our lenders are here to discuss your financial opportunities and offer loan options for your specific need.  Whether you are considering buying a business, expanding your business, purchasing farmland or refinancing debt, call us today.   We look forward to hearing from you.

Agriculture Loans

Commercial Loans

Commercial Loans Description
Real Estate Long-term financing for the purchase or refinance of real property, including investment property,  property expansion and improvements. 
Real Estate Construction A multiple advance credit line established to fund the construction of real property.  Following the construction period, the loan is converted to a longer-term amortized loan
Equipment Loan Intermediate-term financing for the purchase of fixed assets such as machinery, equipment and leasehold improvements.
Lines of Credit A revolving line of credit which provides working capital to carry increased inventory and accounts receivable. 
Letters of Credit United Bank & Trust uses its' financial strength to guarantee financing for your commercial purchases.  Examples include letters at auction, open-ended credit and import goods.
SBA Loans

United Bank & Trust sponsors SBA (Small Business Administration) loan programs for business start-ups and expansion.  The 7A product is a loan partially guaranteed by the US government.  THe 504 product is a direct government loan paired with a United Bank & Trust loan.

For more information or to set up an appointment, contact us today.

Additional Resources:
Meet our Commercial Lenders Small Business Development Center
Develop a Business Plan Iowa State Small Business Development Center
U.S. Small Business Administration

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