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Checking

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United Bank & Trust offers several checking account options. Compare our checking accounts to find the right account that fits your needs, then stop into one of our locations to meet with a Personal Banker or apply online.  


Free Checking

If you are looking for a basic checking account with no monthly maintenance fees and no minimum balance requirements, this is the account for you!

  • No minimum balance
  • No monthly fee
  • Mobile and Online Banking available 
  • Initial deposit of $50 required

Apply Now


Checking with Interest

Checking with Interest is a great option for you to earn some interest on your money, while maintaining a low minimum balance.

  • $500 minimum balance
  • No monthly fee if minimum balance is maintained*
  • Interest earned on daily balances of $500 or more
  • Mobile and Online Banking available 
  • Check images available with online or paper statements
  • Initial deposit of $50 required

*If balance does not qualify, a $5.00 monthly service fee is assessed.

Apply Now


Premier Checking

Get more from your checking account. Our Premier Checking account earns interest and offers some extra perks.

  • $2,500 minimum balance
  • No monthly fee if minimum balance or a $5,000 average monthly balance is maintained*
  • Interest earned on daily balances of $2,500 or more
  • Mobile and Online Banking available
  • Check images available with online or paper statements
  • Free safe deposit box for one year**
  • Initial deposit of $50 required

*If balance does not qualify, a $7.00 monthly service fee is assessed.

** Minimum size or equivalent credit given toward larger size box.

Apply Now


Ready to Switch?

Make the move to United Bank & Trust today! Our “Ready to Switch” Program makes it easy to move your accounts to United Bank & Trust. Stop in at either location and our Personal Bankers will personally help you with the transition!  Review the "Ready to Switch Checklist" to get started today!

Ready to Switch Checklist

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