Home Equity Loan

Home Equity Loans & Lines

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Home Equity Loans

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A home equity loan at United Bank & Trust is a fixed rate loan, secured by the equity in your home. With a fixed rate loan, your monthly loan payment stays the same for the life of the loan.

Home equity loans can be used to finance your home improvement projects, purchase a vehicle or boat, finance a vacation, or consolidate debt.

  • Fixed interest rate and fixed monthly payment
  • Credit available up to 85% of your combined loan-to-value
  • Interest may be tax deductible (Consult your tax advisor)
  • Homeowner's insurance is required

Home Equity Line of Credit

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A home equity line of credit loan from United Bank & Trust is a revolving line of credit, secured by the equity in your home. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child's braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs.

  • Variable interest rate
  • Access funds when you need it
  • Revolving line of credit
  • Monthly repayment based on outstanding balance
  • Credit available up to 85% of your combined loan to value.
  • Interest may be tax deductible (Consult your tax advisor)
  • Funds may be advanced through internet banking transfers, telephone transfers, Touch Tone teller, or in person.
  • Overdraft protection is available
  • Homeowner's insurance is required
Contact one of our Home Equity Specialists today! 

Mary Holland or Christina Gile:  641-753-5900 or email loans@ubtna.com

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