Commercial Checking

Commercial Checking

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Manage your cash flow easily with the convenience of a versatile United Bank & Trust checking account. We offer options for every size and type of business.  Each checking account has unique benefits, and can be used in conjunction with other programs as your business needs evolve. Contact us to learn more.


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Commercial Checking

A Commercial Checking account with United Bank & Trust will provide you with the essentials that you are looking for in an account without having to maintain a minimum balance.

  • No minimum balance
  • Low monthly maintenance fee*
  • Variable earnings credit may be used to offset activity charges
  • Activity charges are $.10 per item (includes debits, credits and deposited items)
  • Monthly statements with check and deposit images
  • Online Banking or Cash Management access with ACH capabilities

*A monthly maintenance fee of $10.00 will be assessed.


Business Checking with Interest

A Business Checking with Interest account from United Bank & Trust is the perfect account for qualifying sole proprietors and nonprofit organizations.

  • No monthly fees if minimum balance of $2,500 or average monthly balance of $5,000 is maintained*
  • Interest bearing account on collected balances of $2,500 or more, tiered schedule
  • Activity charges are $.10 per item (includes debits, credits and deposited items)
  • Monthly statements with check and deposit images 
  • Online Banking or Cash Management access with ACH capabilities

*If balance does not qualify, a monthly maintenance fee of $10.00 will be assessed.


Small Business Checking

A Small Business Checking account with United Bank & Trust offers you a limited number of free combined transactions.

  • $500 minimum balance
  • No monthly fees if minimum balance is maintained*
  • 100 free items per month (items include debits, credits and deposited items)
  • Excess items charged $.25 each
  • Service Fees based on account balance* and monthly activity (see fee schedule)
  • Monthly statements with check and deposit images 
  • Online Banking or Cash Management access with ACH capabilities

*If balance does not qualify, a $5.00 monthly maintenance fee will be assessed.

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