Debit Cards

Debit & ATM Cards

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Debit Cards

United Bank & Trust debit cards are a convenient way to make purchases at a retailer or to use at an ATM for deposits, withdrawals or balance inquiries.  Debit cards are accepted anywhere MasterCard® is accepted. 
MasterCard® also offers additional features and benefits click here for details.

* If you use an ATM not owned by United Bank & Trust, the owner of the ATM may charge you a transaction fee.  A $3.00 fee per deposit made at ATM's not owned by United Bank & Trust.
** A monthly fee of $2.00 per account if used less than 5 times per statement cycle on Free Checking only. 

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 ATM Cards

Gain quick access to your bank account with an ATM Card.  Make cash withdrawals, deposits or check your balance in your account at any ATM in Iowa, or any Shazam® or Cirrus® ATM worldwide.

  • No transaction fees*
  • Annual fee of $10
  • No ATM charges at United Bank & Trust or Privileged Status ATM's

*If you use an ATM not owned by United Bank & Trust, the owner of the ATM may charge you a transaction fee.  A $3.00 fee per deposit made at ATM's not owned by United Bank & Trust.

Apply Online


FAQ's

How do I activate my new debit card?
How do I report debit card fraud?
How do I change my PIN on my debit card?
How do I report a lost or stolen card?

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